Payment processors may decline applications for several reasons:
Common Decline Reasons:
Mismatch between the information you provided and public records
Previous account violations or chargebacks on old accounts
Operating in a restricted industry (adult content, gambling, etc.)
Insufficient business information or unclear business model
Failed identity verification
Location in an unsupported country
What to do if declined:
1. Review the decline reason in your email notification
2. Correct any information errors and reapply
3. Contact the processor's support for specific guidance
4. Try the alternative processor (if Stripe declined, try PayPal, or vice versa)